Beaufort Lending · News & Updates
Explore practical guides, mortgage options, investing insights, and local stories. Choose a category or topic to find what matters to you.
Author: Benji Gecy
Showing 1–15 of 114 articles
Compare seller-paid 2-1 and 3-2-1 mortgage buydowns with a price reduction in South Carolina. See how the same seller budget affects your early monthly payments, ongoing payment and starting loan balance so you can choose what fits your purchase.
Three recent South Carolina closings show why a bank denial may not be the last word on an investment-property purchase, and what investors should gather before seeking a second review.
Explore Coosaw Point homes from a local perspective with Benji Gecy. Learn about the community’s Lowcountry character, current market, building considerations, buyer due diligence, and mortgage options.
DSCR and fix-and-flip financing trends across Beaufort, Bluffton, Hilton Head, and Jasper County: why investors are renovating older Lowcountry inventory faster in 2026.Slug: beaufort-lowcountry-rehab-report-summer-2026
Get the latest national mortgage rate context and Benji’s practical advice for South Carolina buyers. Learn how seller-paid temporary buydowns work, compare payment options, and plan for a mortgage you can afford without counting on rates to drop.
First-time buyer in South Carolina? FHA loans let you purchase with 3.5% down and a 580 credit score. Here's what you need, what it costs, and how to qualify.
FHA or conventional? For SC buyers it comes down to credit score and how long you keep the loan. Here's the side-by-side breakdown with real numbers.
Greenville SC median home price is $370K, inventory is up 28%, and 1 in 4 sellers have already cut their price. Here's what that means for your next move.
Where is the best place to buy a rental property in South Carolina? Compare Myrtle Beach, Charleston, Hilton Head, Beaufort, and Greenville with real 2026 market data.
Two SC loan programs let qualified buyers close with $0 down. Learn exactly how VA loans, USDA loans, and FHA gift fund strategies work for South Carolina buyers in 2026.
What is the median home price in Greenville, SC in 2026? See current price trends, buyer affordability notes, and mortgage tips for planning your home purchase.
Columbia’s housing market is giving buyers more choices and negotiating room in fall 2026. See the latest home prices, inventory trends, days on market, mortgage-rate context, and what the numbers mean before making an offer.
Master the art of home negotiation in Beaufort, SC. Learn expert strategies on market comps, seller concessions, and rate buydowns to save thousands.
With Charleston rent averaging $2,800, is it cheaper to rent or buy in 2026? Compare real numbers, mortgage options, and zero-down programs.
Learn how to buy a house in Columbia, SC with low or no down payment. Discover 0% down VA/USDA loans and special 1% programs for Richland and Lexington County.
