Beaufort Lending · News & Updates
Compare mortgage options for your income, property, and goals, including VA, FHA, construction, renovation, and second-home financing.
Category: Mortgage Programs
Showing 16–30 of 30 articles
Learn the difference between construction and one-time-close loans in Beaufort SC. Compare rates, steps, and benefits with expert guidance from Beaufort Lending.
Discover how FHA 203(k) rehab loans help Beaufort SC buyers purchase and renovate older homes with one mortgage. Get rates, rules, and local guidance from Beaufort Lending.
Discover how Charleston homebuyers using FHA loans can combine a 2-1 buydown with flexible FHA requirements to ease payments and boost affordability.
Unlock Charleston SC VA loan eligibility with our updated guide! Serving those who served with expert mortgage advice.
As a veteran or active-duty service member, you’ve earned one of the most valuable home financing benefits in America — yet only a small fraction of those eligible actually use it. With no down payment, competitive interest rates, and reduced monthly costs, VA loans can keep thousands of dollars in your pocket. In this article, Beaufort Lending mortgage broker Cher Coker Milner shows you how the VA Purchase Program and VA IRRRL work, why they’re so underused, and how they can change your financial future.
Think USDA loans are just for farms? Think again. The USDA 100% Financing Program can help you buy a home with no down payment — and you might be surprised how many suburban and even semi-urban areas qualify. In this article, Mortgage Loan Originator Gracie Gecy explains how the program works, who qualifies, and how you can check if your dream home is eligible.
If you’re a veteran, active-duty service member, or eligible military spouse dreaming of building your own home, the VA One-Time Close (OTC) Construction Loan could be your best financing option.I’m Jerry Gray, Mortgage Loan Officer at Beaufort Lending, and I help veterans across Beaufort, Hilton Head, and the Lowcountry take advantage of VA construction financing to build their dream homes — often with $0 down and no PMI. Here’s how it works and why this program is a game-changer.
Updated for 2026, this guide explains how to compare Hilton Head Island mortgage options for jumbo homes, condos, second homes, and investment properties. It also highlights Beaufort Lending’s sixth consecutive year of UWM Top 1% recognition and helps buyers identify the right financing questions before making an offer.
Buying a second home near Greenville or Lake Keowee? Down payment rules, reserves, and the South Carolina tax rule that catches out-of-state buyers.
Explore second-home opportunities around Columbia, Lake Murray, and Lake Wateree. Compare conventional, jumbo, and rental-property financing while learning about 2026 loan limits, local taxes, and important property considerations.
Are you self-employed and looking to buy a home in Beaufort, SC? You don’t need a traditional W-2 to qualify! With bank statement loans and flexible mortgage programs from Beaufort Lending, you can get approved based on your real income — not outdated paperwork. In this article, we’ll show you how.
Charleston’s beautiful historic homes are full of charm — but restoring one can get expensive fast. The right financing can help you preserve that charm, improve the value of your property, and avoid draining your savings. Let’s take a look at smart loan options to help you renovate wisely and cost-effectively.
Thinking about buying a beach house, vacation condo, or second home in Charleston, SC? You’re not alone — and the good news is, financing these properties may be easier than you think. Learn how Beaufort Lending helps Charleston buyers secure low-rate, fast-closing second-home loans tailored to their goals. Whether it’s a place to relax or a smart investment, we’ll help you get there.
Charleston, SC has no shortage of historic charm and beautiful neighborhoods—but many homes here need a little updating. If you've found a house with great bones but outdated features, the FHA 203(k) Loan may be your perfect solution. This flexible program allows Charleston homebuyers to finance both the purchase and renovation of a home with one mortgage, opening up more opportunities in competitive markets like ours.Here’s everything you need to know about how this program works, who qualifies, and how to use it effectively in Charleston’s unique housing market.
Discover how a Greenville fixer-upper and renovation mortgage could provide a more affordable path to homeownership. Learn how eligible buyers may combine the purchase and approved improvements into one loan while considering future value, renovation costs, and project requirements.
